Our law firm handles bankruptcy, tax problem, debt resolution, as well as foreclosure and serious litigation cases exclusively. Our bankruptcy attorneys provide personalized, one-on-one counseling and do a complete analysis of your specific circumstances under all appropriate chapters of the bankruptcy code. We also review any potential out-of-court options that may be available to you.
When individuals or companies cannot anymore afford to pay their debts as they fall due, they are said to be bankrupt. The legal process of declaring yourself bankrupt is known as bankruptcy. This is often one way of providing yourself or your business reprieve if the debts have reached sky high levels that are already beyond your capacity to pay. When you file for bankruptcy, a judge usually schedules hearings for paying debts at smaller amounts or decide if you should be free from the obligation to pay completely. Bankruptcy Attorney Riverside CA will help you, give you tips and techniques how to approach and handle bankruptcy.
Individuals or businessmen do not relish the prospect of filing for bankruptcy using the services of bankruptcy attorney riverside ca. This is not entirely because there are a lot of inept lawyers who are only in it for the money. The word “bankruptcy” itself denotes failure, embarrassment and loss of reputation. It brings to mind visions of nasty creditors calling day in and out for payments long overdue and of legal notices threatening to rob you of the very last pieces of clothes you are wearing. And this is the reason why so many debtors procrastinate filing for legal bankruptcy. However, bankruptcy is not really that scary. In fact, with a good bankruptcy attorney riverside ca, you can even give yourself and your family a fresh start and wipe clean your slate of debts.
You should file for insolvency when, after you have inventoried all your assets, you find that you owe more than what you can afford to pay. To be specific about it, you need to start looking for a bankruptcy attorney riverside ca if bill collectors are ringing you nonstop, when you already using your credit cards to pay for bills and basic necessities such as food and when you are unsure how much debt you have actually incurred and to whom. When you dread the thought of sorting out your finances, then filing for insolvency may be the only way out for you.
When you file for bankruptcy, you can expect court hearings to be scheduled to determine what should be done with your petition. As soon as a bankruptcy attorney riverside ca has prepared your bankruptcy petition and has submitted it in court, then federal law will prohibit creditors from collecting money from you. This is called “automatic stay.” You can get reprieve from all the phone calls asking for payment. Even when you as a debtor have already been scheduled to appear in court because of a creditor has already filed a lawsuit against you, this can be stopped upon filing of the bankruptcy petition. Forty-five days after a petition has been filed, you are required to attend a creditors’ meeting that is presided over by a bankruptcy trustee. Standard questions will be asked and if all is well and depending on the bankruptcy petition filed, then the process is pretty much done for you. All you will need is to wait for a notice of discharge that is typically sent in six weeks. In some cases, creditors may suspect fraud. They will file an adversary proceeding which will take some time to resolve. Obviously, this will also delay the discharge of your debts. Only when the proceedings for this request have been resolved will you be discharged of your debts. Clear your debts with the help of bankruptcy attorney riverside CA
Moreover, in line with the reforms made in the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, all debtors are ordered by the court to consult with a credit counseling agency within 180 days of the filing for insolvency. When everything has been settled with the debtor’s petition and no challenges have been made by the creditors, a notice of discharge from the debt may be received in six weeks. When you have received this precious piece of paper, you have practically been given a new lease on life. Consult you Bankruptcy Attorney Riverside CA now!
When viewed this way, it may seem that filing for bankruptcy may be the best way out of a sticky financial bind. True, a notice of discharge can be likened to a breath of fresh air on a hot summer day. It will help you restructure your debt and pay it at smaller increments. It can save your business. It can stop the creditors from calling and at times, can even erase your obligation from paying completely. No Obligations ask from your Bankruptcy Attorney Riverside CA.
If you have filed bankruptcy for your business, then you can lose some control of your assets. For example, if you own an appliance shop and have filed for bankruptcy, then you are required to sell all your remaining stocks to use the money to be able to pay off your creditors. Get help now from Bankruptcy Attorney Riverside CA.
We offer a free conference of up to one hour with an experienced (a minimum of 20 years) bankruptcy, tax problem and debt resolution attorney (not a junior associate or paralegal) who will fully analyze your specific financial situation, and advise you as to your available options, likelihood of success, and the costs and procedures involved in each alternative.
San Bernardino bankruptcy
In San Bernardino, if you file bankruptcy, you will need to attend the bankruptcy court. Our San Bernardino bankruptcy attorneys know their way around the bankruptcy court.
The harassing creditor phone calls and threatening letters from collection agencies can make your life miserable. Same thing for wage garnishment, foreclosure and car repossession. This is why, whether you live in Alta Loma, Apple Valley, Big Bear City, Big Bear Lake, Blue Jay, Cedar Glen, Claremont, Cedarpines Park, Chino, Colton, Crest Park, Crestline, Fontana, Inland Empire, Lake Arrowhead, Montclair, Ontario, Pomona, Rancho Cucamonga, Rialto, Rimforest, Skyforest, Twin Peaks, Upland, Victorville, Wrightwood, and of course, San Bernardino, when you need to get a hold of an attorney for a bankruptcy, we're the lawyers to turn to.
So, if you're in financial trouble and thinking about credit card debt consolidation or bankruptcy, you really need to contact an San Bernadino bankruptcy lawyer right away
0 komentar:
Posting Komentar